The Debt of Love I Owe

8 Owe no one anything, except to love each other, for the one who loves another has fulfilled the law. 9 For the commandments, “You shall not commit adultery, You shall not murder, You shall not steal, You shall not covet,” and any other commandment, are summed up in this word: “You shall love your neighbor as yourself.” 10 Love does no wrong to a neighbor; therefore love is the fulfilling of the law. – Romans 13:8-10 ESV

Paul had just finished encouraging his readers to “Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed, respect to whom respect is owed, honor to whom honor is owed” (Romans 13:7 ESV). He was not alone in his thoughts on this topic. At one point in His earthly ministry, Jesus was approached by some Pharisees and supporters of King Herod who attempted to trick Him into saying something they could use against Him. Hypocritically addressing Him as “Teacher,” they said, “We know how honest you are. You are impartial and don’t play favorites. You teach the way of God truthfully. Now tell us—is it right to pay taxes to Caesar or not? Should we pay them, or shouldn’t we?”(Mark 12:14-15 NLT). 

Jesus saw through their scheme and asked them to show Him a Roman coin. When He asked whose image was on the coin, they responded, “Caesar.” Jesus matter-of-factly told them, “Give to Caesar what belongs to Caesar, and give to God what belongs to God” (Mark 12:17 NLT). For Jesus, the issue had little to do with money, public policy, governmental authority, or the rule of law; it concerned the Kingdom of God, and God’s Kingdom is not of this world. At his trial before Pilate, Jesus told the Roman governor, “My Kingdom is not an earthly kingdom. If it were, my followers would fight to keep me from being handed over to the Jewish leaders. But my Kingdom is not of this world” (John 18:36 NLT).

Paul understood what Jesus meant. That is why he told his readers, “there is no authority except from God” (Romans 13:1 ESV) and “whoever resists the authorities resists what God has appointed” (Romans 13:2 ESV). For Paul, it all had to do with God's sovereignty and rule. As believers, we are to be far more concerned about what God would have us do. Unless our earthly, God-appointed authorities are causing us to disobey God, we are to view them as acting on His behalf and show them the honor and respect they deserve as God’s servants.

We are to be debt-free in our submission to earthly authorities. In fact, Paul says we are to owe no one anything except love, and that indebtedness is never paid off. We owe love to everyone because of the priceless gift of love that God showed us. Paul has already reminded his readers, “But God showed his great love for us by sending Christ to die for us while we were still sinners” (Romans 5:8 ESV). Now he says that when we love others, we are fulfilling the law. His point is that all the commandments prohibiting adultery, murder, stealing, and coveting are fulfilled by love. When we truly love others, the very idea of taking something from them that doesn’t belong to us would never cross our minds. That is why, when Jesus was asked what the greatest commandment was, He pointed out the two commands that call for love.

You must love the Lord your God with all your heart, all your soul, and all your mind. This is the first and greatest commandment. A second is equally important: Love your neighbor as yourself. The entire law and all the demands of the prophets are based on these two commandments. – Matthew 22:37-40 NLT

Paul writes, “Love does no wrong to a neighbor” (Romans 13:10 ESV). In other words, the kind of love Jesus was talking about is incapable of harming or taking advantage of someone else. God’s law was designed to manage and legislate man’s relationship with his fellow man and with God. But if we truly love God and love others, the requirements of the law will be fulfilled. If we love God, we will not worship false gods and will honor His name in the way we live our lives. If we love others, we will treat them with dignity and respect, and never consider taking advantage of them for our own pleasure or benefit.

Earlier in his letter, Paul wrote, “For God has done what the law, weakened by the flesh, could not do. By sending his own Son in the likeness of sinful flesh and for sin, he condemned sin in the flesh, in order that the righteous requirement of the law might be fulfilled in us, who walk not according to the flesh but according to the Spirit” (Romans 8:3-4 ESV). The Holy Spirit provides us with the power to live according to God’s law, and the key is love. Not only have we experienced the love of God through the gift of His Son, but we also have the power and capacity to love selflessly because of the presence of God’s Spirit within us.

Jesus told His disciples, “So now I am giving you a new commandment: Love each other. Just as I have loved you, you should love each other. Your love for one another will prove to the world that you are my disciples” (John 13:34-35 NLT). Our love for believers and non-believers alike is an indication of our relationship with Christ and His Spirit’s presence within us. In Paul’s way of thinking, we should worry less about what the government may be taking from us and concern ourselves with what God would require of us: Love.

As Paul pointed out in his first letter to the believers in Corinth, love is a non-negotiable requirement for all Christ followers. 

If I could speak all the languages of earth and of angels, but didn’t love others, I would only be a noisy gong or a clanging cymbal. If I had the gift of prophecy, and if I understood all of God’s secret plans and possessed all knowledge, and if I had such faith that I could move mountains, but didn’t love others, I would be nothing. If I gave everything I have to the poor and even sacrificed my body, I could boast about it; but if I didn’t love others, I would have gained nothing. – 1 Corinthians 13:1-3 NLT

All our religious rhetoric and pious-sounding platitudes become meaningless if they are not accompanied by love. Our outward acts of kindness and mercy lose their effectiveness if they are done without love. Love is the fuel of our faith. John said that love is the greatest demonstration or proof of our faith in and love for God.

If someone says, “I love God,” but hates a fellow believer, that person is a liar; for if we don’t love people we can see, how can we love God, whom we cannot see? – 1 John 4:20 NLT

Paul warned Titus about those who “profess to know God, but…deny him by their works” (Titus 1:16 ESV). He described them as “detestable and disobedient, worthless for doing anything good” (Titus 1:16 NLT). Those kinds of people are loveless and, therefore, worthless. Their works are missing the one thing that God requires: Love. And what makes their loveless lifestyle so glaringly unacceptable is that God didn’t just command us to love; He gave us the power to pull it off. 

We love each other because he loved us first. – 1 John 4:19 NLT 

John clarified that statement earlier in his letter when he wrote, “We know what real love is because Jesus gave up his life for us. So we also ought to give up our lives for our brothers and sisters” (1 John 3:16 NLT). We have experienced God’s love, and we have been given the capacity to share that love with others. So, we are without excuse.  

Isaac Watts put it well when he wrote the lyrics to the hymn, “Alas, and Did My Savior Bleed.”

But drops of grief can ne’er repay
  The debt of love I owe;
Here, Lord, I give myself away,
  ’Tis all that I can do.

I can never repay God for what He has done for me, but I can love others.

Father, as the old song says, “Love makes the world go round,” but it isn’t sachrine, Hallmark-card kind of love; it is the love You showed by sending Your Son to die for the sins of mankind. While we were sinners, You loved us. When we were unloveable and unworthy of Your affection, You sent Your Son to serve as the sinless sacrifice who paid the debt we owed. He sacrificed His life for us. Now, You call us to love as we have been loved. You command us to model our lives after His by loving others in the same selfless, sacrificial way. And to make it possible, You provided us with the Holy Spirit to convict, encourage, and empower us. Love is not an option; it is a byproduct of the Spirit’s presence and proof that You have poured out Your love into our hearts (Romans 5:5). May we love as we have been loved, so that others might experience the selfless, sacrificial nature of Your Son’s sacrifice on their behalf. Amen

English Standard Version (ESV) The Holy Bible, English Standard Version. ESV® Permanent Text Edition® (2016). Copyright © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers.

New Living Translation (NLT) Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.22